Business Planning

For many business owners, the daily demands of running a business leave little time for long term planning. This can place your business in a vulnerable financial position if there is a change in ownership or misfortune strikes.

One of the most significant challenges you can face as the owner of a small or medium sized business is a change in its ownership structure. If you manage the transition well, the new ownership arrangements should enable you to carry on with business as usual and have a minimal effect on your day to day operations. Managed poorly, however, a change in ownership could become a costly distraction to you, your management team and employees, possibly even sending negative signals to your customers, banks and competitors.

We can help you build a robust succession plan that takes your long term aspirations into account and also allows for contingencies. For example, for a family-owned business this may include a handover plan to family members. For a partnership, it might lay out a framework for a partner to exit the business or for a total liquidation.

It is also possible to plan for the impact of unforeseen changes, for example, if you or a business partner is struck down by a long term illness or disability or die unexpectedly. We can build a risk protection strategy into your business plan using ‘key person’, income protection and trauma insurance. Your risk protection strategy can also include business overheads insurance and insurance to protect assets and stock against theft and damage.

In addition, we can consider the tax implications of your business interests when addressing your personal estate planning needs.

To find out how we can help you build a robust and comprehensive business plan, contact us.

Get In Touch With Us

Allan H     Warriewood 

My reasons for being a client of Future Funds are:
Proximity of office, allows more face to face.
All dealings have been extremely professional.
Comfortable meetings-put at ease etc.
Extremely comfortable with Fund Managers being recommended.
Staff always professional & ready to help
Confidentiality always apparent.
The Priority Service makes me feel important not just one of the bunch, costs a little more but service is fantastic.


Doug 0     Perth 

Short answer to both questions; Being part of a group, and dealing with people we trust!


John F     Avalon 

Being a client means receiving trusted and sound advice in a timely manner with no pretences and no hard sell. The Priority Service means continuity of personal service with close attention to the details.


Margaret W     Newington 

Being a client of Future Funds has been a very steep learning curve, in a good way, for me. Financial matters have always been a mystery to me, but Grant Simpson’s very clear, concise and patient explanations and advice have given me confidence in my choice of Future Funds. The Priority Service has given me a feeling of security as I approach retirement.


Ray H     Blackett 

I'm pleased to be a part of Future Funds because of your methods, advice and regular contact. Also prompt replies to any concerns. Friendly Staff. For me, the Priority Service is about the regular keeping in touch and reports (monthly) which gives one peace of mind in these uncertain times. Also the need to alter investments immediately if necessary.